DSSR · Overseas Allowances

Mumbai, India Overseas Allowances (DSSR)

Effective date: July 12, 2026 Last updated: July 12, 2026
COLA (post allowance)
0%
% of spendable income
Hardship differential
25%
% of basic pay
Danger pay
0%
% of basic pay

Historical rate trend

Mumbai rate history — Allowance rate (%). Query any past effective date directly via the API.

Effective date COLA (post allowance) Hardship differential Danger pay
Jul 12, 2026 0% 25% 0%
Dec 15, 2024 0% 25% 0%
Oct 20, 2024 5% 25% 0%
Aug 4, 2019 0% 25% 0%
Jul 21, 2019 5% 25% 0%
Oct 1, 2017 0% 25% 0%
Feb 5, 2017 5% 25% 0%
May 15, 2016 10% 25% 0%
Dec 13, 2015 10% 20% 0%
Oct 4, 2015 15% 20% 0%
Sep 20, 2015 10% 20% 0%
Feb 22, 2015 15% 20% 0%
Jan 25, 2015 20% 20% 0%
Dec 28, 2014 15% 20% 0%
Jan 12, 2014 20% 20% 0%
Page of · 15 rows

How this rate is used

These three DSSR allowances compensate U.S. government civilian employees assigned to Mumbai. The post (cost-of-living) allowance offsets higher overseas costs of goods and services; the hardship differential pays for service where conditions are notably more difficult than in the continental U.S.; and danger pay applies during periods of civil insurrection, terrorism or war. COLA is a percentage of spendable income, while hardship and danger pay are percentages of basic pay -- mobility, HR and payroll teams combine them to compute total overseas compensation.

Get this data from the API

The exact request that returns this page's data. Change the date parameter to query any historical effective date, or pull it straight into your ERP, payroll, or expense system.

curl -H "X-API-Key: YOUR_KEY" \
  "https://api.allowancesapi.com/v1/dssr/allowances/IN"
Sample response
{
  "effective_date": "2026-07-12",
  "results": [
    {
      "cola": {
        "effective_date": "2026-07-12",
        "rate": 0
      },
      "danger_pay": {
        "effective_date": null,
        "rate": null
      },
      "hardship": {
        "effective_date": "2026-07-12",
        "rate": 25
      },
      "iso_code": "IN",
      "location": "Mumbai",
      "postcode": "10334"
    }
  ],
  "verification_url": "https://aoprals.state.gov/content.asp?content_id=184\u0026menu_id=78"
}

Mumbai rate FAQ

What overseas allowances apply to Mumbai, India?

As of Jul 12, 2026, the DSSR allowances for Mumbai, India are: COLA (post allowance) 0%, hardship differential 25%, and danger pay 0%. Each is shown with its full history in the chart and table above.

What is the difference between COLA, hardship and danger pay for Mumbai?

COLA (the post allowance) offsets higher local costs of goods and services and is a percentage of spendable income. The hardship differential compensates for difficult living conditions, and danger pay for civil unrest, terrorism or war conditions -- both are percentages of basic pay.

How have the Mumbai allowances changed over time?

The chart and table above show every change in COLA, hardship and danger pay for Mumbai back to Jan 12, 2014, and each is queryable by effective date via the API.

Source & methodology

Effective period
Effective Jul 12, 2026
Last updated
July 12, 2026

Allowances API is not affiliated with, endorsed by, or sponsored by any U.S. Government agency. All rate data is sourced from official public rate tables and re-published in a normalized format.